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This course has been created in hopes of helping you have a better understanding of the Florida laws related to real estate. This course is taken by sales associates, broker associates, and brokers. You cannot list and sell real estate to the public without knowing the laws and rules. This course, Core Law, is a continuing education requirement by the State of Florida as part of your 14 hours of continuing education that must be completed every two years. Why do you need to revie..
This course will discuss the differences between ethics, morality, and the law. Business ethics are presented with examples of companies that operated unethically. Our culture is faced with tough ethical questions that we will take a look at. An examination of the REALTOR® Code of Ethics will be presented. And finally, we will look at five cases to discover whether the business is operating ethically or not.This course, Business Ethics, is a mandatory requirement by the State of Flor..
This course will introduce you to the federal Fair Housing Act, also known as Title 8 of the Civil Rights Act. We will outline the seven protected classes and discuss discriminatory conduct and activities prohibited under the law. The last lesson provides you with four actual cases from HUD. You will be presented with the facts and then a question asking you to determine what type of discrimination occurred based on the facts. At the completion of this course,..
Why is it important to know all about contracts that are used in the real estate business? It is important because licensees use contracts to list homes, sell homes, list rental property, and rent property. These contracts layout the terms and conditions that all parties must agree on to move forward with the transaction. Knowing the correct contract to use and what the contract states will help licensees guide their customers and clients properly.This course dives into all the diffe..
The State of Florida requires you to take 14 hours of CE every two years after your first two-year cycle. Two of these courses, Core Law and Business Ethics, are required subjects by the State. The other 8 hours are specialty courses, general electives. Our bundle of 14 hours satisfies the State requirements for your entire package of Continuing Education credits. All four of these courses have been approved by the Florida Department of Business and Professional Regulation. This RECEB001FL14 Rea..
The Surplus Lines Agent License (1-20) allows the licensee to handle the placement of insurance coverages with unauthorized insurers and to place such coverages with authorized insurers as to which the licensee is not licensed as an agent. The Surplus Lines CE Course provides an overview of surplus lines insurance, the regulatory processes, distribution systems, unauthorized insurance entities and details on the Florida Surplus Lines Service Office (FSLSO), Rules of Practice and the Florida Stat..
Building Relationships for Business and Career Success - 5 Part Series CERTIFICATE PROGRAM (includes CP002 through CP006 listed below) - by Lillian D. Bjorseth Cradle-to-grave job security is gone. Building relationships is your key to controlling your career, your business and your destiny from your first job until you retire. You have one thing in common whether you are self-employed or work for someone else: People like to do business with and hire people they know and trust or people refe..
This course is designed as a continuing education course especially beneficial for 2-15 and 2-40 licensed agents, but may be taken by all agents and adjusters (other than 3-20 public adjusters). Unit 1 covers most Health Insurance Types of Policies and Unit 2 covers associated Policy Provisions. This course is an Immediate Level continuing education course and has been approved by the Department of Financial Services for 7 hours of CE credit. This course includes lessons in these areas of stu..
Types and rates of health care insurance coverage have changed considerably in the last 50 - 60 years. From the 1960s through the 1980s, the principal type of group health insurance was indemnity insurance. Its benefit design required covered individuals to pay a portion of provider billed charges after meeting an annual deductible. From the 1980s forward, indemnity coverage was replaced by managed care. Health care providers (physicians and hospitals, etc.) were required to accep..
This course covers the changing landscape of Health Care over the last several years. The online course consists of 5 areas of study including the background, history, and legislation of the Patient Protection and Affordable Care Act (PPACA), implementation timeline – with a brief overview of the Health Care Law, plans available and enrollment procedures, the cost to taxpayers and laws affecting small businesses, and how agents can be involved through training and resources. If the law is repeal..
Most retirees can expect to live well beyond age 65. Realistic financial planning assumes that our clients will live a long, healthy and active life. This course is not about saving for retirement, however. It’s about ways the financial professional can help seniors successfully manage their finances during retirement. Just as preretirement planning is most valuable when the right strategies are used, so too is postretirement planning. Post-retirement planning considers everything f..
Florida: 5hr Property & Casualty Law and Ethics update Package - for 2-20, 4-40, and 20-44 agents - 9hrs includes 5 hr CE 05220 Law and Ethics update and and 4 hours CE 0220 General Lines general elective credits (INSCE030)
This class satisfies the requirement that Agents complete a 5-hour update course every 2 years, which is specific to the license held by the licensee and covers industry law updates, premium discounts, ethics, disciplinary trends, industry trends, and suitability of insurance products. This 2-20 license online course is divided into 7 areas of study: Jurisdiction of duties and responsibilities, Licensing requirements, Florida statues, Department communication and Guaranty association, Insu..
This course offers an overview of the life insurance industry and the elements of traditional life insurance. Completely online fulfill your statutory requirements from the comfort of your own home or office. Topics covered include: Life Insurance Policies Life Insurance Policy Provisions and Options/Riders Life Insurance Beneficiaries Life Insurance Premiums and Proceeds Life Insurance Underwriting and Policy Issue Group Life Insurance Annuities Social Securi..
This course offers an overview of the health insurance industry and the elements of traditional health insurance. This course includes these areas of study: Introduction to Health Insurance Health Insurance Providers Medical Expense Insurers Disability Income Insurance Accidental Death and Dismemberment Insurance Government Health Insurance Programs Private Insurance Programs for Seniors Health Insurance Policy Provisions Health Insurance Underwriting and Premiums ..
This course is designed as a continuing education course related to general lines insurance. This course is designed as a continuing education elective course for Agents, Customer Representatives and Claims Adjusters not including 3-20 Public Adjusters. Topics include: Insurance terms and risk concepts Insurance contracts Personal Auto Policy Business Auto Policy and Garage Policy Residential property and liability insurance (Homeowners (HO) & Dwelling Property (DP) policies ..